Your Trusted Partner in Buying Your Dream Home

Stress-Free Home Buying
Tailored for Texas Homebuyers

Solid Approvals, Down Payment Assistance, and Bilingual Support

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Buy Your Home
Today

Get Pre-Approved Today

We at STX Lenders are all about helping Rio Grande Valley families buy their home and build a nest egg. We're here to simplify every step — from your first pre-approval to the keys in your hand — with programs designed for first-time buyers and Down Payment Assistance recipients.

Estimated Monthly Cost

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Principal & Interest

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Mortgage Insurance

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Property Taxes

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* This calculator provides estimates for informational purposes only and does not constitute financial advice. Actual monthly payments may vary based on credit score, lender terms, HOA fees, homeowner's insurance, and other factors. Interest rates, PMI, and tax rates shown are approximate averages and subject to change. Please consult a licensed mortgage professional for accurate figures.

Why Choose
STX Lenders?

Solid Approvals You Can Rely On

Approvals known for their strength and reliability, so you can shop with confidence.

Down Payment Assistance

We help Rio Grande Valley buyers use grants and assistance programs designed for first-time homeowners.

Fast, Reliable Service

Live every step of the way for an enjoyable process with personal guidance.

Tailored Solutions

Our loan options include FHA, VA, USDA, and non-QM loans that work for you.

Your Trusted Partner
for Condo Loans

As condo loan specialists, we simplify the unique challenges of purchasing a condo. Our team's expertise ensures you're fully prepared, from understanding association requirements to securing approvals.

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STX Lenders condo loan specialist

Explore Our
Loan Options

We offer home-buying solutions designed for a variety of buyers:

FHA Loans: Flexible credit requirements and low down payments — a strong path for first-time buyers.

Conventional Loans: Lower rates and shorter terms that are flexible options.

VA Loans: Low cost, fast funding just for veterans and active military personnel.

USDA Loans: Affordable financing for buyers in rural and suburban areas.

Non-QM Loans:

  • Bank statement loans for self employed.
  • DSCR Loans for investors focused on rental income.
  • Foreign National Loans for non-U.S. citizens investing in property.

How It Works

Pre-Approval

Quickly find out how much you can borrow. Our pre-approval process is fast, simple, and hassle-free.

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Loan Processing

We take care of the paperwork while keeping you informed every step of the way.

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Closing

Complete your purchase and get the keys to your new home.

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Ready to Start Your
Homeownership Journey?

Let us help you secure your dream home. Take the first step today:

  • Get Pre-Approved Now
  • Learn About Down Payment Assistance
  • Call us at (956) 577-6856 to speak with a bilingual mortgage expert.
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Why Homeowners
Choose STX Lenders

As one of the top mortgage lenders in McAllen, we're proud to serve the McAllen community and beyond. We're your trusted partner for everything from first approvals to specialized loan products.